Who We Are...
Insurance,
Made Personal.
PJRC Insurance Group was built around a simple idea: people deserve more from their insurance experience than a policy, a phone number, and a renewal notice.
We take the time to understand the person, family, or business in front of us, help make sense of the options, bring the right resources to the table, and stay involved long after a decision has been made.
Because while we work with policies, plans, and numbers every day, our business is ultimately about people—what they've built, who they love, what they're working toward, and what they want to protect.
About PJRC
Boutique Service.
Personal Attention.
PJRC Insurance Group was built to offer something different—a relationship-first approach to insurance. We take the time to understand what matters to you, bring together solutions from trusted carriers and partners, and remain by your side as life and business change.
Executive Team
The People Behind PJRC
Insurance may be our business, but people are at the heart of it. Meet the people committed to providing the personal attention, trusted guidance, and exceptional service behind the PJRC name.
Jonathan M. Ricker
President & Founder
Jonathan brings more than two decades of experience across banking, insurance, lending, leadership, and client service. He founded PJRC Insurance Group to create a more personal approach to insurance—built around relationships, trusted guidance, and solutions designed for real life.
Jane F. Ramirez
Partners & Affiliates
Jane brings more than 30 years of healthcare experience spanning nursing, hospitals, rehabilitation, home health, senior care, pediatrics, and end-of-life care. That firsthand perspective gives her a unique ability to help clients understand healthcare and insurance decisions from both sides of the equation.
MaryLynn Anderson
Sr. Benefits Consultant
MaryLynne brings extensive experience in banking, compliance, customer service, and benefits administration, including serving hundreds of corporate accounts with Blue Cross and Blue Shield. Her detail-oriented approach helps PJRC clients navigate their options with clarity, care, and confidence.
Patrick H. Clark
Concierge Services
Patrick leads PJRC's concierge services with a commitment to thoughtful, white-glove client care. He helps clients navigate needs beyond the policy itself—from claims assistance and provider research to health, life, long-term care, funeral services, and other important life needs.
THE PJRC EXPERIENCE
Boutique Insurance. Private-Client Attention.
Experience insurance with the personal attention you’d expect from a private wealth office. We take time to understand what matters to you, bring together thoughtful coverage options, and stay by your side as life and business change.
“When I first qualified for Medicare, I didn’t know how to get the coverage I needed. Jonathan helped me through it. He’s knowledgeable, helpful, and just awesome. I appreciate him and refer people to him whenever I can.” - Kimberly Philips
Mount Pleasant, TX
"While helping my wife and me plan for retirement, Jonathan discovered more than $22,000 in an old 401(k) from a job I’d had years ago and completely forgotten about. He takes the time and looks at the big picture, not just sell you a policy.” - The Garcias Tyler TX
“I called Jonathan the day after my wife passed away to let him know about our Medicare policies. He stopped what he was doing and invited me to dinner with his family that evening—I’ll never forget the kindness he showed me when I needed it most.” - Bill Pierce Longview, TX
“Jonathan doesn’t disappear after the policy is written. When I needed help, he stayed involved and made sure everything was taken care of for me. He even got our kids on college savers policies." - Christine McCauliff
Dallas TX
Our insurance executives are here to help you
Our dedicated team is ready to address your questions and provide tailored insurance solutions. Reach out to us anytime for personalized assistance.
INSURANCE, MADE PERSONAL
Explore Our Insurance Solutions
Thoughtful protection, personal guidance, and solutions for every chapter of life.
