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National Life Group® is a trade name representing various affiliates, which offer a variety of financial service products. Life Insurance Company of the Southwest, Addison, TX, is a member of National Life Group. 1. FIT Certain Income fixed indexed annuity is Policy Form No. 20375(0418)/ICC18-20375(0418). Guaranteed Lifetime Income Rider (GLIR) is Rider Form No. 20367(0518) or state variation thereof. Rider available at an additional cost. Rider not approved in all states. This marketing is not approved for use in DE, ID, OK, OR, WY. 2. GLIR is a rider, or feature, available on fixed indexed annuities issued by Life Insurance Company of the Southwest. GLIR allows you to take guaranteed income from the annuity, while providing access to the remaining accumulation value in the annuity. Guarantees are dependent upon the claims-paying ability of the issuing company. Guaranteed Withdrawal Payments provided by GLIR are taxed as ordinary income, and reduce the policy’s accumulated value, but you will continue to receive these payments during your lifetime even if your accumulation value declines to zero. GLIR may not be available in all states. Indexed annuities have surrender charges that are assessed during the early years of the contract if the annuity is surrendered. Indexed annuities do not directly participate in any stock or equity investments. At guaranteed rollup rates, the guaranteed lifetime income payment would be $378/month pretax. Examples assumes a 35-year-old contributing $83.27/ paycheck biweekly ($167/month average) into FIT Certain Income with the Guaranteed Lifetime Income Rider (GLIR) until age 65, and electing income at 65. Assumes an effective tax rate of 12%. Income is taxed at the time of withdrawal.